How Wind and Hail Deductibles Work in Texas
Texas wind and hail deductibles are a percentage of your dwelling coverage, not your claim. Here is what that means in dollars, and how TWIA and roof schedules fit in.
Homeowners
What Homeowners Insurance Costs in Texas in 2026
Texas homeowners pay about $4,380 a year on average for home insurance, roughly double the national average, and rates are projected to keep climbing in 2026.